Whatever your age, you have either already built your estate – or are in the course of doing so. Your estate is fundamentally everything you own, less everything you owe. It reflects who you are and what you have achieved.

No matter your position, at every stage of life your estate defines you because it represents where and how you live … every single day.

Your estate is a your life’s work-in-progress: you currently use its assets to live, grow and enjoy – and one day you’ll inevitably want to pass it on to loved ones. When you think that way, you are planning your estate. Read more